Results are estimates for information only. They are not official calculations and do not constitute tax, legal, or financial advice. Always confirm in ROS before filing.
Estimates use published rule structures (including 2026 bands and PRSI rules) and common scenarios.
Your outcome can vary based on additional reliefs, credits, and scenario details (for example: BIK, pension product rules, medical insurance relief, and allowable expenses).
Professional Irish Financial Analysis • 2026
Generated On
3 May 2026
Note: This report is an estimate based on current Irish Revenue tax bands and provided inputs. For official tax advice, please consult a qualified professional or visit Revenue.ie.
Guide: 2026 Paycheck Scenario 👀
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Occasional emails when published guidance changes tax bands, thresholds, or relief limits in Ireland.
The Help to Buy (HTB) scheme is a government initiative designed to help first-time buyers secure the deposit required to purchase or build a new home in Ireland.
The scheme provides a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four tax years. The maximum relief available remains robust, capped at €30,000 or 10% of the purchase price, whichever is lower.
To qualify, the property must be a newly built home or a self-build. It must cost €500,000 or less, and you must take out a mortgage of at least 70% of the purchase price. You also must have been fully tax compliant for the previous four years.
Applying is a two-stage process via Revenue's online service. First, you apply to check your eligibility and maximum claim amount. Once you sign a contract or draw down your mortgage, you complete the claim stage. The funds are paid directly to the builder or your solicitor.