ETF vs Direct Shares (Ireland)

Irish investors choosing between ETFs and direct shares face different tax treatments: 41% exit tax with deemed disposal every 8 years for ETFs versus 33% CGT on direct share gains. This calculator models the net return difference.

Enter your investment amount, expected return, and holding period for both an ETF and a direct share investment. The tool applies the respective tax treatments — deemed disposal for ETFs at 8-year intervals and CGT on disposal for shares — showing the after-tax value difference over your chosen time horizon.